Need an appraisal in San Juan or San Juan County?

Here are the top seven reasons PR homeowners call on Efrain Tirado Appraisal Group:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to lower a mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate

Do you own a house in or near San Juan? Do you need help determining the price of your real estate?
Contact Efrain Tirado Appraisal Group.

At Efrain Tirado Appraisal Group, we understand the particular needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Efrain Tirado Appraisal Group are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to save money for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping homeowners just like you delete unwanted PMI insurance.

Challenge San Juan county's assessment of your property

Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Efrain Tirado Appraisal Group is your number one weapon.

HELOC recently frozen?

If your home is in or near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow point of view. Efrain Tirado Appraisal Group can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would wish to have a seasoned expert double-check it for preciseness or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Efrain Tirado Appraisal Group can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Efrain Tirado Appraisal Group can We can assist you. While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your home.